Eagle Star Lady Star Car Insurance
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Should you be trying to arrange motor insurance and have poor credit, then in the vast majority situations this should not influence the car insurance payment charged to you.
Most car insurers are only interested in you motoring record, such as whether you have motoring convictions and how many years without a claim etc.
That is how the insurance providers figure out your specific premium, by taking into account your driving record.
Your credit past is not really an issue for them as long as you can afford the monthly payment.
The only difference might be that the insurance provider may request that you pay the total at the start in place of allowing you a monthly prearranged debit choice.
You should be aware that nearly all motor insurers - much like home insurers - perform searches on your credit file. Nonetheless, this is just for preventing fraud which is done as a matter of routine for everyone who requests insurance. The check will verify that you are who you say you are. For instance, the insurer can find out that you are recorded as residing at the same address that you filed on your insurance application.
Credit checks such as these will not influence your credit score in the future.
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